Parqet, getquin & co. compared

“Portfolio tracker” is a category name covering three fairly different products. One consolidates holdings and computes returns. Another examines single instruments on fundamentals. A third is a social network with a brokerage connection attached. Putting Parqet and getquin side by side therefore does not compare two variants of the same thing but two different centres of gravity — something most people notice only when the tool they picked cannot answer a question it was never built for.

This article sorts the category and lays the verifiable features next to each other. Every figure comes from the vendors’ own help and pricing pages, retrieved 22 July 2026 — no affiliate pages, no blog summaries. Where something could not be established from a primary source, that is stated rather than filled in with a plausible number. There is no ranking here: which row matters is decided by the use case, not by this article.

Parqet: broad file import, narrow live connection

Parqet separates the two import paths cleanly. The automatic connection — Parqet calls it Autosync — is deliberately narrow: the FAQ article on Autosync brokers lists exactly five institutions — Trade Republic, Scalable Capital, ING, comdirect and Consorsbank. File import is the wide door: the PDF and CSV import overview names around 52 brokers and tools, from Baader Bank through DKB, flatex and Interactive Brokers to Trading 212, plus a generic “CSV in a flexible format”. Notably, Portfolio Performance itself appears on that list.

The connection model is described unusually concretely on the data-protection page. Data is stored, by the company’s own statement, entirely in Germany. With local Autosync in the mobile app, credentials are “processed exclusively locally on the user’s device and at no point transmitted to Parqet”. Cloud Autosync runs through QPLIX, described as a BaFin-licensed provider, and Parqet states it never learns those credentials. PDF statements are reduced to transaction metadata only — type, date, broker, ISIN, units, price, taxes, fees, currency.

On the data model, Parqet computes both return types and explains the difference itself: the money-weighted “Rendite” versus the time-weighted TTWROR, which is indifferent to when money flows in. The internal rate of return (IZF / IRR) is computed “as soon as 90 days of history exist in the portfolio”. Cost basis is selectable between FIFO and average-cost. Beyond securities, Parqet carries crypto, precious metals, real estate, other assets, and a settlement account that mirrors cash movements: build a position worth €10,000 and the settlement account falls accordingly.

The tiers are named Basis, Plus and Investor — not “Premium”. Per the pricing page, Basis is €0 per month (1 portfolio, 1 watchlist, 2 integrations), Plus €11.99 per month (5 portfolios, full analysis features, X-Ray, dividend forecasting, performance comparison, tax dashboard), Investor €29.99 per month (15 portfolios, 20 integrations, priority support). For annual billing the page states “3 months free” for Plus and “1 month free” for Investor — it prints no yearly euro total, which is why none appears here. Whether the prices include VAT is not noted on the page.

Two quirks stand out. First, “integrations” in the tier limits does not mean brokers but the third-party integrations marketplace of roughly 29 entries — rebalancing tools, a Vorabpauschale calculator, a CLI, language-model connectors — backed by a public developer platform. Second, the paid-tier tax dashboard is a view: it shows taxes paid by year and transaction type plus withholding taxes by country, and covers the Vorabpauschale. We could not verify a finished export for a tax return, so we do not claim one.

On community: Parqet runs a forum and a news feed, and the FAQ carries an article on portfolio visibility. Whether that amounts to publicly viewable portfolios with following and comments could not be established from primary sources. We therefore mark Parqet “partial” rather than calling it a social network.

getquin: broad connection, feed at the core

getquin runs the opposite way round. The import documentation names six paths: open banking under PSD2, direct broker APIs, CSV, PDF, manual entry and an AI-based document import. The broker list is international — roughly 35 institutions across Germany (Trade Republic, Scalable Capital, flatex, ING, comdirect, Commerzbank, onvista, Consorsbank, Smartbroker, Deutsche Bank, 1822direkt, S-Broker, finanzen.net Zero), the US (Robinhood, Fidelity, E-Trade, Chase, Tastytrade, TD Ameritrade), Austria and other markets (Swissquote, Revolut, Trading 212, Interactive Brokers, DEGIRO, Wealthsimple). Savings plans and liabilities such as loans are carried too.

getquin describes its security model in the data privacy and security article: PSD2 standards implemented “through regulated third-party service providers”, read-only access, data encrypted on servers in Europe. Unlike Parqet, getquin does not name that provider — anyone who wants to know exactly whom they are trusting with account access will not find the answer in this source.

getquin also computes both return types and devotes an article to the difference between IRR and TTWROR; IRR is listed as a Premium feature. The benchmark comparison is explicitly reserved for Premium members, covers stocks, ETFs and indices — and other users’ portfolios. The page is methodologically precise: benchmarking always uses the time-weighted return of your own portfolio. The dividend tooling is extensive, from yield on cost through dividend calendars and growth forecasts to bond coupons.

On tax, getquin is the most candid about its own limits. Per the article on automatic taxes, dividend taxes are applied automatically and the Sparerpauschbetrag can be set per portfolio. Documented limitations: allowances cannot differ by year, withholding taxes must be added manually, and tax rules cannot vary per security. Hence “partial” in that row.

The real centre of gravity is the social layer. An entire help collection is titled “Social Network for Investors” and documents posts, cashtags, hashtags, following other investors, and an option to switch the feed off. The privacy settings offer three levels — public, followers only, private. Important for the data question: what is public are relative distributions and relative performance, not absolute amounts; absolute values are shared only via a dashboard link you generate yourself.

The tiers are Free, Premium and Wealth, and the pricing page quotes yearly prices only: €0, €89.99 and €149.99 per year. No monthly price is stated there, so none is stated here. The page explicitly notes that all prices exclude country-specific taxes and fees — the mirror image of Parqet, which is silent on the point. The homepage cites over 500,000 users and more than €20 billion in tracked assets; that is a self-reported figure and should be read as one.

Portfolio Performance: the free counterpole

Any serious comparison is missing a pole without it. Portfolio Performance is open source under the Eclipse Public License v1.0, free, runs locally on Windows, macOS and Linux, and stores everything in an open XML file — there is no cloud and therefore no account connection at all. Both return types are built in. Its PDF import covers, per the manual, more than 90 banks and brokers through institution-specific parsers, alongside CSV import and a dedicated path for Interactive Brokers Flex Queries. The price is stated in the manual itself: the documentation is incomplete — “there are still many blank pages in this handbook” — and setup is manual work.

The gap: what none of these tools does

Lay the matrix out and a symmetry appears. Parqet, getquin and Portfolio Performance answer, at different depths, the same underlying question: what do I own, what has it done, what do I owe the tax office? Those are questions about the portfolio as a whole, backward-looking, answerable in numbers.

Two other questions stay largely open in this category. The first is about the individual company: what the annual report says, how durable the margin is, which evidence supports the thesis — work on primary sources that no return chart replaces. The second is about your own process: why you decided as you did two years ago, what would have falsified it, and whether that has happened. No tracker in this overview keeps a dated decision journal with a scheduled re-read. The last two rows of the matrix mark exactly that gap.

Where Acutic sits — disclosed

Transparency first: Acutic is our own product, so this section is a description, not an independent assessment. Factually, Acutic does not belong in the tracking column but in the analysis column of the first figure. It is a multi-agent research workspace: five analyst agents examine an instrument independently and produce a page-by-page analysis with citations and footnotes, from which a structured thesis is built. Around that sit a watchlist, screener, journal and evaluation — the journal records the thesis with a date, the evaluation brings it back on a schedule.

Equally important is what Acutic does not do, and the matrix carries five em dashes for it. Acutic does not connect to brokers — no account linking, no credentials, no PSD2 interface, and it never places orders. Holdings arrive by CSV; importers exist for Trade Republic, Interactive Brokers, Schwab, Fidelity, Vanguard, Robinhood and M1 among others, plus a generic path with free column mapping. There is no PDF import. TTWROR, internal rate of return and benchmark comparison are not part of the feature set, and neither is a German tax view — anyone who needs a Vorabpauschale overview will not find it here. Acutic is free during the private beta; prices will be announced before public launch.

None of that implies a ranking; it implies a division of labour. Trackers answer the portfolio questions, a research workspace answers the instrument and process questions. How we arrive at metrics and scores is set out in the methodology, and which models are used with which limits in AI transparency. Further product comparisons are collected in the comparison hub.

Switching in practice: export first, import second

Anyone changing tools or running two in parallel meets the same ordering: the durable base layer is the transaction history at the broker, not the holdings inside a tracker. Both products read CSV, both read PDF statements, and Parqet explicitly accepts a generic CSV format. Practically: pull the history cleanly from the broker once and keep it as an archive — then every later switch is an import rather than a reconstruction.

For the common German brokers we have written that step up individually, with menu paths and a column-by-column table: the Scalable Capital CSV export and the Trade Republic export. Two things are always delicate on import: how fees and taxes are handled — inside the amount, or in their own columns? — and corporate actions such as splits, which many exports represent only partially. Both are best checked against a handful of rows before loading ten years of history.

And because every one of these surfaces will eventually show a return figure that differs from the broker’s: that is almost always the method, not an error. Parqet and getquin both document that time-weighted and money-weighted returns answer different questions — one measures performance independently of deposits, the other the return on capital actually committed. Anyone comparing a portfolio against an index should know which of the two they are looking at; what a fair comparison against the MSCI World looks like we have written up separately.

A conclusion without superlatives

One result of this comparison is deliberately absent: it does not say which product comes out ahead, because the question is unanswerable without the use case. What can be said is narrower and more useful. Parqet centres on broad file import, a German tax view in the paid tiers, and an unusually detailed data-protection model with hosting in Germany. getquin centres on broad account connection via PSD2, international broker coverage, and a developed social layer with graduated visibility. Portfolio Performance centres on local data storage, an open file format and very broad PDF import, paid for in setup effort. And none of the three keeps a decision journal.

A closing note on shelf life: vendors move features between tiers, prices change, broker lists grow. Everything above is dated 22 July 2026 and sourced from the vendors’ own pages. Before deciding anything, the linked originals are worth a look — not least to see what has moved since.

Further reading: the self-directed investor’s 2026 stack — the same landscape, drawn wider — and spotting concentration risk in a portfolio — an analysis no tracker delivers on its own. Create free account.

Acutic provides investment research and educational analysis under MAR Art. 20 / § 85 WpHG. Acutic does not provide investment advice (Anlageberatung per § 1 Abs. 1a S. 2 Nr. 1a KWG / Art. 4(1)(4) MiFID II), portfolio management, or any other licensed investment service. No content in this article constitutes a personal recommendation.